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Florence city, AL

ZIP 35630 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35630

Median Home Value
$153,300
Median Rent
$576
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$985/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35630 in Florence city, AL, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $985. That is roughly in line with the local median household income ($44,168). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.7%-33% vs US avg
x
Vacancy Rate
15.2%+47% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
7.2%-44% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
46.7%+22% vs US avg
x
$153,300
Home Value
$576
Rent
1971
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.1%
  • 1-unit attached1.3%
  • 2-9 units24.9%
  • 10+ units16.4%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,300
Median rent$576
Owner-occupied43.7%
Vacant15.2%
Price-to-income3.5x
Est. income to buy$42,000