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Killen town, AL

ZIP 35645 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35645

Median Home Value
$212,500
Median Rent
$699
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,365/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35645 in Killen town, AL, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,365. That sits below the local median household income ($80,078), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.2%+26% vs US avg
x
Vacancy Rate
8.8%-14% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
11.7%-76% vs US avg
x
Mortgage-Free
52.8%+38% vs US avg
x
$212,500
Home Value
$699
Rent
1987
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.5%
  • 1-unit attached0.7%
  • 2-9 units4.4%
  • 10+ units0.3%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$212,500
Median rent$699
Owner-occupied82.2%
Vacant8.8%
Price-to-income2.7x
Est. income to buy$58,000