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Somerville town, AL

ZIP 35670 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35670

Median Home Value
$165,200
Median Rent
$556
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,061/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35670 in Somerville town, AL, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,061. That is roughly in line with the local median household income ($48,531). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.9%+14% vs US avg
x
Vacancy Rate
16.9%+64% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
59.5%+56% vs US avg
x
$165,200
Home Value
$556
Rent
1990
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.1%
  • 1-unit attached0.1%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other43.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$165,200
Median rent$556
Owner-occupied74.9%
Vacant16.9%
Price-to-income3.4x
Est. income to buy$45,000