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Decatur city, AL

ZIP 35671 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35671

Median Home Value
$251,400
Median Rent
$435
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,615/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

48.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35671 in Decatur city, AL, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,615. That sits below the local median household income ($84,467), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
18.7%+26% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
9.4%-81% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$251,400
Home Value
$435
Rent
1987
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other18.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$251,400
Median rent$435
Owner-occupied80.3%
Vacant0.0%
Price-to-income3.0x
Est. income to buy$69,000