US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 35741
  5. Housing & Real Estate
Huntsville city, AL

ZIP 35741 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35741

Median Home Value
$293,700
Median Rent
$1,084
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,887/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35741 in Huntsville city, AL, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,887. That sits below the local median household income ($93,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
1.8%-82% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
15.0%+2% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
3.7%-47% vs US avg
x
Rent Burden >30%
23.1%-53% vs US avg
x
Mortgage-Free
38.1%-0% vs US avg
x
$293,700
Home Value
$1,084
Rent
1995
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.5%
  • 1-unit attached0.0%
  • 2-9 units4.3%
  • 10+ units16.1%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,700
Median rent$1,084
Owner-occupied81.0%
Vacant1.8%
Price-to-income3.1x
Est. income to buy$81,000