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Huntsville city, AL

ZIP 35748 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35748

Median Home Value
$330,600
Median Rent
$604
Affordability Snapshot
$91,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,124/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

45.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35748 in Huntsville city, AL, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,124. That sits below the local median household income ($118,365), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
12.4%-16% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
2.8%-59% vs US avg
x
Rent Burden >30%
8.5%-83% vs US avg
x
Mortgage-Free
43.2%+13% vs US avg
x
$330,600
Home Value
$604
Rent
1993
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.7%
  • 1-unit attached0.8%
  • 2-9 units1.3%
  • 10+ units0.0%
  • Mobile home & other8.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$330,600
Median rent$604
Owner-occupied88.2%
Vacant10.2%
Price-to-income2.8x
Est. income to buy$91,000