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Harvest CDP, AL

ZIP 35749 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35749

Median Home Value
$270,300
Median Rent
$1,124
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,736/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35749 in Harvest CDP, AL, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,736. That sits below the local median household income ($106,866), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
90.7%+39% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.8%-60% vs US avg
x
Rent Burden >30%
22.5%-55% vs US avg
x
Mortgage-Free
26.2%-31% vs US avg
x
$270,300
Home Value
$1,124
Rent
2003
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.0%
  • 1-unit attached0.2%
  • 2-9 units0.5%
  • 10+ units0.0%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$270,300
Median rent$1,124
Owner-occupied90.7%
Vacant4.5%
Price-to-income2.5x
Est. income to buy$74,000