US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 35816
  5. Housing & Real Estate
Huntsville city, AL

ZIP 35816 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35816

Median Home Value
$114,100
Median Rent
$724
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$733/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35816 in Huntsville city, AL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $733. That sits below the local median household income ($38,947), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
27.2%-58% vs US avg
x
Vacancy Rate
12.2%+18% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
28.2%-43% vs US avg
x
Mortgage-Free
38.1%-0% vs US avg
x
$114,100
Home Value
$724
Rent
1978
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached31.9%
  • 1-unit attached3.2%
  • 2-9 units40.2%
  • 10+ units23.6%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$114,100
Median rent$724
Owner-occupied27.2%
Vacant12.2%
Price-to-income2.9x
Est. income to buy$31,000