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Attalla city, AL

ZIP 35954 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35954

Median Home Value
$130,600
Median Rent
$459
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$839/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35954 in Attalla city, AL, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $839. That sits below the local median household income ($56,004), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
17.1%+66% vs US avg
x
Broadband Access
83.5%-4% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$130,600
Home Value
$459
Rent
1970
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached0.4%
  • 2-9 units2.3%
  • 10+ units4.2%
  • Mobile home & other13.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$130,600
Median rent$459
Owner-occupied81.8%
Vacant17.1%
Price-to-income2.3x
Est. income to buy$36,000