ZIP Code 35963 — Crossville town, AL Demographics & Data

ZIP code 35963 covers Crossville, AL in DeKalb County with a population of about 1,562.

At a glance, the area shows median age of 38.7 (near the U.S. median).

It sits in telephone area codes 256, 938; U.S. House district AL-4; the HUNTSVILLE - DECATUR (FLOR) media market.

Median household income in ZIP 35963 is about $69,717 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.0%; unemployment rate near 2.5%; 4.7% of adults with a bachelor’s degree or higher (about 29.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Food services, and Healthcare; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $107,500 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $354 (about 70% below the U.S. median rent ($1,163)), and owner-occupancy near 82.7% (about 17.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35963 in Crossville, AL, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $691. That sits below the local median household income ($69,717), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Crossville town, AL as Relatively Low (composite score 80.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.7) and wildfire (73.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Crossville town, AL show little to no average snow and around 56.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 50 for ZIP 35963 (Crossville town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.