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Hammondville town, AL

ZIP 35989 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35989

Median Home Value
$89,500
Median Rent
$469
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$575/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35989 in Hammondville town, AL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $575. That sits below the local median household income ($43,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.9%+22% vs US avg
x
Vacancy Rate
14.8%+43% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.2%-77% vs US avg
x
Mortgage-Free
68.7%+80% vs US avg
x
$89,500
Home Value
$469
Rent
1985
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.7%
  • 1-unit attached0.0%
  • 2-9 units2.1%
  • 10+ units0.1%
  • Mobile home & other39.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$89,500
Median rent$469
Owner-occupied79.9%
Vacant14.8%
Price-to-income2.0x
Est. income to buy$25,000