US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 36071
  5. Housing & Real Estate
Rutledge town, AL

ZIP 36071 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36071

Median Home Value
$96,400
Median Rent
$455
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$619/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36071 in Rutledge town, AL, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $619. That sits below the local median household income ($62,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
27.6%+168% vs US avg
x
Broadband Access
72.1%-17% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
2.4%-82% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
2.1%-96% vs US avg
x
Mortgage-Free
55.7%+46% vs US avg
x
$96,400
Home Value
$455
Rent
1993
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.1%
  • 1-unit attached0.0%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other28.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$96,400
Median rent$455
Owner-occupied82.6%
Vacant27.6%
Price-to-income1.5x
Est. income to buy$27,000