US5.com
  1. Home
  2. States
  3. ZIP 36072
  4. Housing & Real Estate
,

ZIP 36072 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36072

Median Home Value
$115,000
Median Rent
$638
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$739/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36072, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $739. That sits below the local median household income ($46,477), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.9%+31% vs US avg
x
Vacancy Rate
24.8%+140% vs US avg
x
Broadband Access
76.9%-12% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.8%-59% vs US avg
x
Rent Burden >30%
6.0%-88% vs US avg
x
Mortgage-Free
67.1%+76% vs US avg
x
$115,000
Home Value
$638
Rent
1983
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.7%
  • 1-unit attached0.0%
  • 2-9 units0.4%
  • 10+ units0.5%
  • Mobile home & other37.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,000
Median rent$638
Owner-occupied85.9%
Vacant24.8%
Price-to-income2.5x
Est. income to buy$32,000