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Ashland town, AL

ZIP 36251 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36251

Median Home Value
$158,200
Median Rent
$284
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,016/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

46.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36251 in Ashland town, AL, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,016. That sits below the local median household income ($51,094), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
14.0%+36% vs US avg
x
Broadband Access
73.4%-16% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
6.3%-87% vs US avg
x
Mortgage-Free
58.6%+53% vs US avg
x
$158,200
Home Value
$284
Rent
1985
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached0.4%
  • 2-9 units10.8%
  • 10+ units0.0%
  • Mobile home & other26.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$158,200
Median rent$284
Owner-occupied73.8%
Vacant14.0%
Price-to-income3.1x
Est. income to buy$44,000