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Roanoke city, AL

ZIP 36274 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36274

Median Home Value
$121,300
Median Rent
$414
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$779/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36274 in Roanoke city, AL, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $779. That sits below the local median household income ($43,679), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
18.5%+79% vs US avg
x
Broadband Access
79.3%-9% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
67.0%+75% vs US avg
x
$121,300
Home Value
$414
Rent
1982
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.8%
  • 1-unit attached0.1%
  • 2-9 units6.1%
  • 10+ units2.4%
  • Mobile home & other24.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,300
Median rent$414
Owner-occupied74.2%
Vacant18.5%
Price-to-income2.8x
Est. income to buy$33,000