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Hartford city, AL

ZIP 36344 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36344

Median Home Value
$158,800
Median Rent
$535
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,020/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36344 in Hartford city, AL, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,020. That sits below the local median household income ($61,635), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.2%+10% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
76.5%-12% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
50.6%+32% vs US avg
x
$158,800
Home Value
$535
Rent
1980
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.3%
  • 1-unit attached0.4%
  • 2-9 units4.5%
  • 10+ units0.0%
  • Mobile home & other21.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$158,800
Median rent$535
Owner-occupied72.2%
Vacant17.0%
Price-to-income2.6x
Est. income to buy$44,000