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Mobile city, AL

ZIP 36604 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36604

Median Home Value
$236,700
Median Rent
$646
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,520/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36604 in Mobile city, AL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,520. That is roughly in line with the local median household income ($60,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.2%-16% vs US avg
x
Vacancy Rate
24.7%+140% vs US avg
x
Broadband Access
83.1%-5% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
14.2%+11% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
26.9%-46% vs US avg
x
Mortgage-Free
33.3%-13% vs US avg
x
$236,700
Home Value
$646
Rent
1949
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.4%
  • 1-unit attached2.7%
  • 2-9 units17.7%
  • 10+ units11.6%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$236,700
Median rent$646
Owner-occupied55.2%
Vacant24.7%
Price-to-income3.9x
Est. income to buy$65,000