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ZIP 36670 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36670

Median Home Value
$59,800
Median Rent
$552
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$384/mo PITI).

37%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

9.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36670, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $384. That sits below the local median household income ($17,788), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
29.2%-55% vs US avg
x
Vacancy Rate
14.2%+37% vs US avg
x
Broadband Access
57.7%-34% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
16.9%+32% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
43.4%-13% vs US avg
x
Mortgage-Free
75.6%+98% vs US avg
x
$59,800
Home Value
$552
Rent
1964
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.9%
  • 1-unit attached1.1%
  • 2-9 units5.0%
  • 10+ units21.9%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$59,800
Median rent$552
Owner-occupied29.2%
Vacant14.2%
Price-to-income3.4x
Est. income to buy$16,000