US5.com
  1. Home
  2. States
  3. ZIP 36691
  4. Housing & Real Estate
,

ZIP 36691 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36691

Median Home Value
$112,100
Median Rent
$790
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$720/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36691, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $720. That sits below the local median household income ($38,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.8%-25% vs US avg
x
Vacancy Rate
15.6%+52% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
12.8%-14% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
29.1%-41% vs US avg
x
Mortgage-Free
44.5%+16% vs US avg
x
$112,100
Home Value
$790
Rent
1976
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.5%
  • 1-unit attached1.7%
  • 2-9 units6.7%
  • 10+ units10.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,100
Median rent$790
Owner-occupied48.8%
Vacant15.6%
Price-to-income2.9x
Est. income to buy$31,000