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ZIP 36803 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36803

Median Home Value
$183,100
Median Rent
$600
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,176/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36803, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,176. That is about 39% above the local median household income ($36,044), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.9%-41% vs US avg
x
Vacancy Rate
8.7%-15% vs US avg
x
Broadband Access
68.9%-21% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
8.8%-32% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.6%-47% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$183,100
Home Value
$600
Rent
1987
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.6%
  • 1-unit attached0.9%
  • 2-9 units23.0%
  • 10+ units24.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$183,100
Median rent$600
Owner-occupied38.9%
Vacant8.7%
Price-to-income5.1x
Est. income to buy$50,000