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Opelika city, AL

ZIP 36804 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36804

Median Home Value
$178,100
Median Rent
$559
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,144/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36804 in Opelika city, AL, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,144. That sits below the local median household income ($57,842), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+17% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
79.5%-9% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$178,100
Home Value
$559
Rent
1994
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.2%
  • 1-unit attached0.6%
  • 2-9 units0.4%
  • 10+ units0.3%
  • Mobile home & other45.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,100
Median rent$559
Owner-occupied76.2%
Vacant12.6%
Price-to-income3.1x
Est. income to buy$49,000