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Camp Hill town, AL

ZIP 36850 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36850

Median Home Value
$69,400
Median Rent
$331
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$446/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36850 in Camp Hill town, AL, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $446. That sits below the local median household income ($41,705), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.3%+24% vs US avg
x
Vacancy Rate
23.6%+129% vs US avg
x
Broadband Access
62.1%-29% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
28.2%-43% vs US avg
x
Mortgage-Free
64.4%+69% vs US avg
x
$69,400
Home Value
$331
Rent
1982
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.0%
  • 1-unit attached0.0%
  • 2-9 units7.1%
  • 10+ units0.0%
  • Mobile home & other35.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$69,400
Median rent$331
Owner-occupied81.3%
Vacant23.6%
Price-to-income1.7x
Est. income to buy$19,000