US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 36862
  5. Housing & Real Estate
Penton CDP, AL

ZIP 36862 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36862

Median Home Value
$138,800
Median Rent
$380
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$892/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36862 in Penton CDP, AL, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $892. That is roughly in line with the local median household income ($39,510). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.2%+10% vs US avg
x
Vacancy Rate
21.5%+109% vs US avg
x
Broadband Access
66.9%-23% vs US avg
x
4+ Bedrooms
7.7%-48% vs US avg
x
Built Pre-1939
7.6%-41% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
65.2%+71% vs US avg
x
$138,800
Home Value
$380
Rent
1979
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.5%
  • 1-unit attached0.8%
  • 2-9 units5.6%
  • 10+ units4.0%
  • Mobile home & other15.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,800
Median rent$380
Owner-occupied72.2%
Vacant21.5%
Price-to-income3.5x
Est. income to buy$38,000