US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 36908
  5. Housing & Real Estate
Gilbertown town, AL

ZIP 36908 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36908

Median Home Value
$89,500
Median Rent
$479
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$575/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36908 in Gilbertown town, AL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $575. That sits below the local median household income ($54,775), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.4%+24% vs US avg
x
Vacancy Rate
34.1%+231% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
2.8%-59% vs US avg
x
Rent Burden >30%
38.5%-23% vs US avg
x
Mortgage-Free
71.0%+86% vs US avg
x
$89,500
Home Value
$479
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.2%
  • 1-unit attached0.0%
  • 2-9 units0.7%
  • 10+ units2.1%
  • Mobile home & other43.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$89,500
Median rent$479
Owner-occupied81.4%
Vacant34.1%
Price-to-income1.6x
Est. income to buy$25,000