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Nashville-Davidson metropolitan government (balance), TN

ZIP 37013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37013

Median Home Value
$294,000
Median Rent
$1,287
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,889/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37013 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,889. That is roughly in line with the local median household income ($72,233). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.3%-17% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
20.4%-47% vs US avg
x
$294,000
Home Value
$1,287
Rent
1995
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.0%
  • 1-unit attached9.0%
  • 2-9 units13.5%
  • 10+ units22.8%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$294,000
Median rent$1,287
Owner-occupied54.3%
Vacant7.0%
Price-to-income4.1x
Est. income to buy$81,000