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Nashville-Davidson metropolitan government (balance), TN

ZIP 37076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37076

Median Home Value
$348,300
Median Rent
$1,239
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,237/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37076 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,237. That is about 29% above the local median household income ($74,555), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.5%-15% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
29.0%-24% vs US avg
x
$348,300
Home Value
$1,239
Rent
1991
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.4%
  • 1-unit attached9.2%
  • 2-9 units10.9%
  • 10+ units27.8%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$348,300
Median rent$1,239
Owner-occupied55.5%
Vacant7.3%
Price-to-income4.7x
Est. income to buy$96,000