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Nashville-Davidson metropolitan government (balance), TN

ZIP 37080 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37080

Median Home Value
$325,600
Median Rent
$926
Affordability Snapshot
$90,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,092/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37080 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,092. That is about 15% above the local median household income ($78,151), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
4.5%-35% vs US avg
x
Rent Burden >30%
4.3%-91% vs US avg
x
Mortgage-Free
46.5%+22% vs US avg
x
$325,600
Home Value
$926
Rent
1986
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.4%
  • 1-unit attached0.0%
  • 2-9 units2.9%
  • 10+ units1.8%
  • Mobile home & other11.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$325,600
Median rent$926
Owner-occupied84.2%
Vacant7.1%
Price-to-income4.2x
Est. income to buy$90,000