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ZIP 37088
Housing & Real Estate

ZIP 37088 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37088

Median Home Value

$275,800

Median Rent

$742

Affordability Snapshot

$76,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,772/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x

Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37088, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,772. That is about 79% above the local median household income ($42,420), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

33.3%-49% vs US avg

Vacancy Rate

3.8%-63% vs US avg

Broadband Access

86.4%-1% vs US avg

4+ Bedrooms

7.3%-51% vs US avg

Built Pre-1939

3.7%-71% vs US avg

Built Post-2014

7.3%+6% vs US avg

Rent Burden >30%

24.9%-50% vs US avg

Mortgage-Free

36.0%-6% vs US avg

$275,800

Home Value

$742

Rent

1985

Year Built

N/A

Moved In

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached54.7%
1-unit attached5.3%
2-9 units31.3%
10+ units8.7%
Mobile home & other0.0%

ZIP 37088 — Housing & Real Estate

Housing & Real Estate in ZIP Code 37088

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