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Linden town, TN

ZIP 37096 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37096

Median Home Value
$107,600
Median Rent
$485
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$691/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37096 in Linden town, TN, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $691. That sits below the local median household income ($51,076), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 39% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.5%+12% vs US avg
x
Vacancy Rate
38.6%+275% vs US avg
x
Broadband Access
77.6%-11% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
64.0%+67% vs US avg
x
$107,600
Home Value
$485
Rent
1983
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.7%
  • 1-unit attached0.4%
  • 2-9 units2.2%
  • 10+ units0.6%
  • Mobile home & other34.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,600
Median rent$485
Owner-occupied73.5%
Vacant38.6%
Price-to-income2.1x
Est. income to buy$30,000