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Red Boiling Springs city, TN

ZIP 37150 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37150

Median Home Value
$148,200
Median Rent
$497
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$952/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37150 in Red Boiling Springs city, TN, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $952. That is about 22% above the local median household income ($33,627), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
26.4%+156% vs US avg
x
Broadband Access
76.9%-12% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
38.2%-23% vs US avg
x
Mortgage-Free
62.6%+64% vs US avg
x
$148,200
Home Value
$497
Rent
1980
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached0.0%
  • 2-9 units9.1%
  • 10+ units1.5%
  • Mobile home & other26.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$148,200
Median rent$497
Owner-occupied68.4%
Vacant26.4%
Price-to-income4.4x
Est. income to buy$41,000