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Nashville-Davidson metropolitan government (balance), TN

ZIP 37212 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37212

Median Home Value
$928,500
Median Rent
$1,408
Affordability Snapshot
$256,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,964/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

55.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37212 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $256,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,964. That is about 196% above the local median household income ($86,461), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
41.8%-36% vs US avg
x
Vacancy Rate
18.0%+75% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$928,500
Home Value
$1,408
Rent
1972
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.2%
  • 1-unit attached9.0%
  • 2-9 units17.6%
  • 10+ units37.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$928,500
Median rent$1,408
Owner-occupied41.8%
Vacant18.0%
Price-to-income10.7x
Est. income to buy$256,000