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ZIP 37224 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37224

Median Home Value
$336,900
Median Rent
$399
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,164/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

12.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

70.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37224, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,164. That is about 241% above the local median household income ($27,281), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
15.8%-76% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
80.6%-7% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
5.7%-17% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
24.2%-37% vs US avg
x
$336,900
Home Value
$399
Rent
1972
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached22.7%
  • 1-unit attached0.8%
  • 2-9 units3.5%
  • 10+ units68.0%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$336,900
Median rent$399
Owner-occupied15.8%
Vacant2.9%
Price-to-income12.3x
Est. income to buy$93,000