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ZIP 37320
Housing & Real Estate

ZIP 37320 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37320

Median Home Value

$288,300

Median Rent

$740

Affordability Snapshot

$79,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,852/mo PITI).

12%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37320, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,852. That is roughly in line with the local median household income ($71,818). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

53.0%-19% vs US avg

Vacancy Rate

13.2%+28% vs US avg

Broadband Access

93.6%+8% vs US avg

4+ Bedrooms

2.3%-85% vs US avg

Built Pre-1939

12.1%-6% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

8.1%-84% vs US avg

Mortgage-Free

40.5%+6% vs US avg

$288,300

Home Value

$740

Rent

1968

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached65.2%
1-unit attached4.9%
2-9 units24.5%
10+ units5.4%
Mobile home & other0.0%

ZIP 37320 — Housing & Real Estate

Housing & Real Estate in ZIP Code 37320

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