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Estill Springs town, TN

ZIP 37330 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37330

Median Home Value
$192,000
Median Rent
$637
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,233/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37330 in Estill Springs town, TN, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,233. That sits below the local median household income ($62,727), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.8%+34% vs US avg
x
Vacancy Rate
15.6%+52% vs US avg
x
Broadband Access
79.3%-9% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$192,000
Home Value
$637
Rent
1987
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.1%
  • 1-unit attached1.3%
  • 2-9 units1.5%
  • 10+ units0.0%
  • Mobile home & other20.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,000
Median rent$637
Owner-occupied87.8%
Vacant15.6%
Price-to-income3.1x
Est. income to buy$53,000