ZIP Code 37332 — undefined, TN Demographics & Data

ZIP code 37332 covers TN in Rhea County with a population of about 2,123.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area code 423; U.S. House district TN-4; the CHATTANOOGA media market.

Median household income in ZIP 37332 is about $46,341 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.1%; unemployment rate near 15.1%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $188,500 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.8% (about 26.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37332 in TN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,211. That is roughly in line with the local median household income ($46,341). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Low (composite score 49.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (62.7) and wildfire (48.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TN show little to no average snow and around 59.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 75 for ZIP 37332 (TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.