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Collegedale city, TN

ZIP 37363 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37363

Median Home Value
$349,600
Median Rent
$1,366
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,246/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37363 in Collegedale city, TN, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,246. That is roughly in line with the local median household income ($94,873). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.7%+16% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
6.6%-56% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
41.3%+8% vs US avg
x
$349,600
Home Value
$1,366
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.0%
  • 1-unit attached5.4%
  • 2-9 units6.0%
  • 10+ units8.7%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$349,600
Median rent$1,366
Owner-occupied75.7%
Vacant4.4%
Price-to-income3.7x
Est. income to buy$96,000