ZIP Code 37401 — undefined, undefined Demographics & Data

ZIP code 37401 covers ZIP 37401 with a population of about 2,066.

At a glance, the area shows median age of 33.9 versus a U.S. median of about 38.9.

It sits in the CHATTANOOGA media market.

Median household income in ZIP 37401 is about $67,844 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.4%; unemployment rate near 0.3%; 54.7% of adults with a bachelor’s degree or higher (about 21.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Food services; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $660,400 — about 90% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,458 (about 25% above the U.S. median rent ($1,163)), and owner-occupancy near 16.4% (about 49.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37401, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,242. That is about 168% above the local median household income ($67,844), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.