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ZIP 37414 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37414

Median Home Value
$156,200
Median Rent
$950
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,003/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37414, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,003. That sits below the local median household income ($49,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
59.8%-9% vs US avg
x
Vacancy Rate
8.2%-20% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
24.0%+88% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.6%-71% vs US avg
x
Mortgage-Free
10.9%-72% vs US avg
x
$156,200
Home Value
$950
Rent
1956
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.4%
  • 1-unit attached1.6%
  • 2-9 units15.4%
  • 10+ units11.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,200
Median rent$950
Owner-occupied59.8%
Vacant8.2%
Price-to-income3.2x
Est. income to buy$43,000