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Elizabethton city, TN

ZIP 37643 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37643

Median Home Value
$156,200
Median Rent
$561
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,003/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37643 in Elizabethton city, TN, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,003. That sits below the local median household income ($50,455), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.5%+12% vs US avg
x
Vacancy Rate
11.7%+13% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
13.7%-72% vs US avg
x
Mortgage-Free
51.2%+34% vs US avg
x
$156,200
Home Value
$561
Rent
1973
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.3%
  • 1-unit attached1.3%
  • 2-9 units10.3%
  • 10+ units3.2%
  • Mobile home & other15.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,200
Median rent$561
Owner-occupied73.5%
Vacant11.7%
Price-to-income3.1x
Est. income to buy$43,000