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ZIP 37684 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37684

Median Home Value
$153,600
Median Rent
$624
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$987/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37684, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $987. That is about 37% above the local median household income ($30,574), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
23.4%-64% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
71.2%-18% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
11.3%-12% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$153,600
Home Value
$624
Rent
1978
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.1%
  • 1-unit attached0.4%
  • 2-9 units32.1%
  • 10+ units18.4%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,600
Median rent$624
Owner-occupied23.4%
Vacant6.9%
Price-to-income5.0x
Est. income to buy$42,000