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Bean Station city, TN

ZIP 37708 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37708

Median Home Value
$161,800
Median Rent
$454
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,039/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37708 in Bean Station city, TN, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,039. That is roughly in line with the local median household income ($45,331). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.9%+13% vs US avg
x
Vacancy Rate
20.3%+97% vs US avg
x
Broadband Access
72.2%-17% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
61.4%+61% vs US avg
x
$161,800
Home Value
$454
Rent
1989
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached0.0%
  • 2-9 units4.0%
  • 10+ units0.8%
  • Mobile home & other33.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,800
Median rent$454
Owner-occupied73.9%
Vacant20.3%
Price-to-income3.6x
Est. income to buy$45,000