ZIP Code 37724 — Cumberland Gap town, TN Demographics & Data

ZIP code 37724 covers Cumberland Gap, TN in Claiborne County with a population of about 2,417.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area code 423; U.S. House district TN-2; the KNOXVILLE media market.

Median household income in ZIP 37724 is about $34,694 — about 54% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.0%; unemployment rate near 1.6%; 34.9% of adults with a bachelor’s degree or higher (about 1.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Retail trade; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $144,800 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $735 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 54.3% (about 11.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37724 in Cumberland Gap, TN, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $930. That is about 15% above the local median household income ($34,694), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cumberland Gap town, TN as Relatively Low (composite score 42.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (81.4) and flood (51.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cumberland Gap town, TN show little to no average snow and around 54.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 86 for ZIP 37724 (Cumberland Gap town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.