ZIP Code 37738 — Gatlinburg city, TN Demographics & Data

ZIP code 37738 covers Gatlinburg, TN in Sevier County with a population of about 5,269.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area code 865; U.S. House district TN-1; the KNOXVILLE media market.

Gatlinburg, TN matches a tourism / travel destination profile (curated intent tag for zip 37738). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 37738 is about $63,133 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 3.3%; 30.9% of adults with a bachelor’s degree or higher (about 2.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Arts and entertainment, and Retail trade; about 8.2% of workers reporting work-from-home (about 7.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $275,000 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $857 (about 26% below the U.S. median rent ($1,163)), and owner-occupancy near 68.8% (about 3.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37738 in Gatlinburg, TN, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,767. That is about 20% above the local median household income ($63,133), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gatlinburg city, TN as Relatively Low (composite score 77.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.1) and wildfire (78.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gatlinburg city, TN show little to no average snow and around 84.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 187 for ZIP 37738 (Gatlinburg city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.