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ZIP 37744
Housing & Real Estate

ZIP 37744 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37744

Median Home Value

$180,300

Median Rent

$773

Affordability Snapshot

$50,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,158/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37744, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,158. That is roughly in line with the local median household income ($52,123). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

71.9%+10% vs US avg

Vacancy Rate

10.8%+4% vs US avg

Broadband Access

83.3%-4% vs US avg

4+ Bedrooms

2.4%-84% vs US avg

Built Pre-1939

2.3%-82% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

2.8%-94% vs US avg

Mortgage-Free

47.4%+24% vs US avg

$180,300

Home Value

$773

Rent

1970

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached79.9%
1-unit attached3.1%
2-9 units8.8%
10+ units0.0%
Mobile home & other8.1%

ZIP 37744 — Housing & Real Estate

Housing & Real Estate in ZIP Code 37744

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