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Greeneville town, TN

ZIP 37745 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37745

Median Home Value
$194,400
Median Rent
$541
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,249/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37745 in Greeneville town, TN, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,249. That is roughly in line with the local median household income ($54,946). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.0%+10% vs US avg
x
Vacancy Rate
12.2%+18% vs US avg
x
Broadband Access
75.8%-13% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
15.3%-69% vs US avg
x
Mortgage-Free
44.4%+16% vs US avg
x
$194,400
Home Value
$541
Rent
1981
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.6%
  • 1-unit attached1.8%
  • 2-9 units10.4%
  • 10+ units5.6%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,400
Median rent$541
Owner-occupied72.0%
Vacant12.2%
Price-to-income3.5x
Est. income to buy$54,000