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Luttrell town, TN

ZIP 37779 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37779

Median Home Value
$160,500
Median Rent
$602
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,031/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37779 in Luttrell town, TN, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,031. That sits below the local median household income ($51,159), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
77.8%-11% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
24.2%-51% vs US avg
x
Mortgage-Free
62.0%+62% vs US avg
x
$160,500
Home Value
$602
Rent
1994
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.1%
  • 1-unit attached1.8%
  • 2-9 units1.5%
  • 10+ units0.5%
  • Mobile home & other35.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$160,500
Median rent$602
Owner-occupied84.8%
Vacant10.8%
Price-to-income3.1x
Est. income to buy$44,000