ZIP Code 37849 — Powell CDP, TN Demographics & Data

ZIP code 37849 covers Powell, TN in Knox County with a population of about 28,872.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 865; U.S. House district TN-2; the KNOXVILLE media market.

Median household income in ZIP 37849 is about $83,400 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.2%; unemployment rate near 4.0%; 32.3% of adults with a bachelor’s degree or higher (about 1.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 12.1% of workers reporting work-from-home (about 3.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $263,600 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $883 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 79.8% (about 14.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37849 in Powell, TN, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,693. That sits below the local median household income ($83,400), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Powell CDP, TN as Relatively Moderate (composite score 92.1), which is among the highest nationally. The strongest component scores on US5 are flood (92.8) and hurricane (65.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Powell CDP, TN show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,024 for ZIP 37849 (Powell CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.