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Sevierville city, TN

ZIP 37862 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37862

Median Home Value
$283,800
Median Rent
$777
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,823/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37862 in Sevierville city, TN, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,823. That is about 34% above the local median household income ($58,110), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.5%-8% vs US avg
x
Vacancy Rate
35.0%+240% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$283,800
Home Value
$777
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.4%
  • 1-unit attached2.8%
  • 2-9 units14.0%
  • 10+ units11.1%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$283,800
Median rent$777
Owner-occupied60.5%
Vacant35.0%
Price-to-income4.9x
Est. income to buy$78,000