Median home value is about $157,400 — about 55% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $705 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 75.9% (about 10.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 37891 in Russellville, TN, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,011. That is roughly in line with the local median household income ($46,704). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.