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Knoxville city, TN

ZIP 37912 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37912

Median Home Value
$185,600
Median Rent
$858
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,192/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37912 in Knoxville city, TN, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,192. That is roughly in line with the local median household income ($44,754). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.5%-20% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
35.7%-6% vs US avg
x
$185,600
Home Value
$858
Rent
1979
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.3%
  • 1-unit attached8.0%
  • 2-9 units22.5%
  • 10+ units17.1%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,600
Median rent$858
Owner-occupied52.5%
Vacant9.3%
Price-to-income4.1x
Est. income to buy$51,000